5 Bajaj Markets App Partners Offering Nominal Personal Loan Interest Rates 


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A personal loan offers a convenient way to access funds and navigate through a financial crunch. What is most appealing is that you do not need to provide any collateral, making it an accessible option.

Due to its high demand, numerous financial institutions offer personal loans. However, it is essential to keep an eye on the interest rates that the lenders offer. This is because the interest rates of your personal loan influence your overall borrowing cost and determine the EMI amount that you need to pay.

Having a lower interest rate allows you to repay the loan comfortably over a period of your preference. Thankfully, there are numerous leading lenders offering competitive personal loan interest rates on the Bajaj Markets App.

Read on to learn about the top partner lenders offering competitive interest rates for instant personal loans.

5 Partners Offering Lower Personal Loan Interest Rates

Here are 5 partner institutions offering a personal loan with lower interest rates.

Axis Bank

Axis Bank is a reliable choice for personal loans with interest rates starting as low as 10.49% p.a. You can get a loan of ₹50,000 to ₹25 Lakhs from Axis Bank to cater to diverse needs effortlessly. You can choose a repayment period between 12 to 60 months, according to your preferences.

The cherry on top is the quick disbursal of funds that Axis Bank promises once your application is verified. Say goodbye to a complicated and tedious application process, as Axis Bank allows you to apply digitally. Furthermore, it offers excellent customer service for a seamless borrowing experience.


YES BANK also stands out as a trustworthy lender for personal loans with interest rates starting at just 10.99% p.a. They offer loan amounts from ₹1 Lakh to ₹50 Lakhs and put no restrictions on usage.

You can choose a repayment period ranging from 12 to 60 months to ensure affordable EMIs. With a streamlined application process and minimal requirements, YES BANK offers a convenient way to access funds.

L&T Financial Services

L&T Financial Services is another affordable option to get a personal loan. With attractive interest rates starting from just 11% p.a., it provides a cost-effective financial solution. You can borrow up to ₹7 Lakhs without the hassle of providing collateral.

You can choose a flexible repayment period ranging from 24 to 48 months. Applying is a breeze with an entirely digital application process, easy-to-meet eligibility terms and minimal requirements for documentation. Moreover, the loan gets disbursed within 24 hours of verification, making it a great financing option for pressing financial needs.

Bajaj  Finance

Bajaj Finance stands out as a prominent lender offering personal loans at competitive interest rates, starting from just 13.50% p.a. With the flexibility of borrowing up to ₹25 Lakhs without any collateral, you can easily address your planned or unplanned financial obligations.

You get the liberty to select a repayment period of up to 6 years, allowing you to choose an affordable EMI plan. Moreover, you can opt for the Flexi Loan option and lower your EMIs during the initial tenor, paying only the interest. This helps you enjoy better cash flow in the initial repayment term.

Bajaj Finance offers a straightforward application process with simple eligibility criteria and requires only basic paperwork, ensuring convenience at every step.

Muthoot Finance

Muthoot Finance is a renowned financial institution offering personal loans starting at an interest rate of 14.50% p.a. You can get a loan from ₹50,000 to ₹10 Lakhs to accommodate your financial needs. This NBFC also offers a repayment duration between 12 to 60 months, which you can decide on in alignment with your affordability.

When it comes to disbursal, Muthoot Finance does not keep you waiting. You get the funds sanctioned within 5 working days once your application is verified.

If you are looking for a lower loan amount and lower personal loan interest rates, keep in mind that you can get up to ₹5 Lakhs from Privo at rates starting at 9.99% p.a. This loan also comes with zero prepayment and foreclosure charges. In addition, Kotak Mahindra Bank also matches the rate of YES Bank, starting at 10.99% p.a. and offers financing up to ₹25 Lakhs.

In fact, there are more than 15 lending partners on the Bajaj Markets App, and you can compare the current rates before you apply. Be sure to check the fees and charges associated with the personal loan before you choose a lender.

Once you decide on the lender, you can easily apply through the app. This one-stop financial platform offers a seamless digital application process and a host of additional benefits. Simply download the app from Google Play or the App Store to get started.

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